I’m hoping I can help you feel confident and hopeful on The Path to those “Golden Years”
It was suggested to me by my two younger brothers that I write a book about my journey caring for our parents. Not so much as a physical caregiver, but as their personal assistant for medical issues, insurance coverage including Medicare disasters, financial and legal watchdog, housing coordinator, travel planner and chauffeur, personal shopper, dietitian, and Number 1 protagonist of their lives.
I found out with terrifying clarity that I was in for the ride of our lives. My point is that if you have not had these experiences with elder relatives, or if you are under 50, you’re NOT prepared for the “GOLDEN YEARS”.
My parents didn’t even have a Will. Not that a Will would have helped at all.
If you go to Google and search RETIREMENT you are going to first see a ton of websites that say “ad”. The majority of those searching don’t realize that ads are at the top of the chain.
As of this writing, this is the number of hits for RETIREMENT: About 1,710,000,000 results (0.78 seconds).For example, I searched RETIREMENT CONCERNS. Result: About 119,000,000 results (0.57 seconds) The number one post in this category was 8 Tips for Adjusting to Retirement.
Here they are so you can get a head start on all your friends:“Following these eight tips might help you adjust to retirement better so you can feel fulfilled and happy during this chapter of your life.
- Expect to Go Through Stages of Emotions. …
- Structure Your Days. …
- Set Small Goals. …
- Grow Your Friendships. …
- Consider an “Encore” Job. …
- Create a New Budget. …
- Schedule Volunteer Shifts.
- Give Yourself Flexibility to Figure It Out”
These are all good tips and everyone should consider all of them.
However, the hard work is ahead.
Perhaps a list of questions for you may be a better way to understand my mission.
- What do you think is necessary to prepare for your retirement years? Hint: it’s not Medicare.
- How old should you be when you start planning and become active in your plans? Can you get caught up?
- What are you responsible for legally, medically, financially, and morally to care for yourself and/or your aging relative(s)?
- Who do you trust for advice? For help? Where do you find resources?
- Isn’t it easier to wait until something happens? Why would you over-plan for issues that may never arise?
- What about your aging parents? Have they prepared for the assistance and legalities of their aging? Are you part of the plan?
The above general questions are intended to get you thinking about your plans and those of your family.
If you are twenty, it’s not too soon. If you are forty, you should be planning. If you are fifty or older, it’s not too late, it’s imperative.